Waterbury Teacher Federal Credit Union

Welcome to Waterbury Teacher Federal Credit Union Digital Mortgage Solutions!

Waterbury Teacher Federal Credit Union is excited to offer digital mortgage solutions exclusively to members via a strategic partnership with Mortgage Markets CUSO, LLC. Our digital mortgage solutions are the fastest way to simply inquire about the best mortgage products, services, or even complete your full application in less than 15 minutes! Our partnership with Mortgage Markets CUSO, LLC will provide you with your very own mortgage consultant who will customize a mortgage solution designed for your specific loan needs.

Mortgage products and services include:

  • Traditional Fannie Mae & Freddie Mac 10-30 year loans
  • Home Ready and Home Possible home buyer products
  • Federal (FHA) and Connecticut (CHFA) Housing Finance products
  • USDA loans
  • Jumbo’s
  • VA loans
  • Adjustable ARM’s
  • 203k loans
  • Second homes, 1-4 family investment properties

The Waterbury Teachers Credit Union’s partnership with Mortgage Markets CUSO, LLC provides you with:

  • Dedicated mortgage advisors to guide you through the entire home loan process!
  • Low Mortgage Rates!
  • Guaranteed low closing cost!

We offer a variety of purchase and refinance mortgages with terms up to 30 years and amount financed (loan to value) up to 100%. Whether you are buying your first home, moving to your dream home, or refinancing a current mortgage, we can help.  

Mortgage Rates  (rates as of 12/23/2021)

Term Percent Financed Rate Points APR
30 Year Fixed – Purchases Up to 97% 3.125% 0 3.18%*
30 Year Fixed – Refinances Up to 95% 3.125% 03.18%*
15 Year Fixed – With high LTV options Up to 97% 2.50% 0 2.59%*
20 Year Fixed Rates  Up to 80% 2.875% 0 2.95%**
FHA, CHFA, VA and USDA Up to 100% Market rates
5/1 ARM Up to 90% 5.50% 0 4.04%**
7/1 ARM Up to 90% 5.50%0 4.26%**
10/1 ARM Up to 90% 5.50%0 4.65%**
30 Year Conforming Jumbo*** Up to 90% Market rates

Purchase or refinance your next mortgage at near historic low rates. Lock in your rate with us today!

Complete this secure (SSL) form. One of our mortgage advisors will call you to assist within 24 business hours. No obligation.

First Name

Last Name


Cell Phone Number

Are you a current member of the Credit Union?

Type of the property

Purchase or Refinance

When do you plan to Purchase or Refinance

Loan Product

If approved, would you like an immediate credit approval letter? Optional

Additional Comments/Questions? Optional. Limit 500 Characters

By submitting your contact information you agree to our receiving text message alerts. You also expressly consent to having Mortgage Markets CUSO, contact you about your inquiry by text message or phone to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. Completing and submitting this secure form (SSL) is not considered a loan application, a loan approval or a commitment to lend.


Are you ready to buy or refinance your home today? Fill out our full application in less than 15 minutes and get pre-approved!

There is absolutely no obligation! We can assist you with any of your questions on your mortgage needs! We assure guidance from an experienced mortgage professional.     

Money-Wise! Quick Learn Videos.

Learn more about buying a home. Easily learn the mortgage & home-buying terms, process and more!   

​* APR - Annual Percentage Rate. The rates and APRs shown are “As Low As” and based on a purchase or rate and term refinance of an owner occupied, single family residence, with 60% Loan-to-Value (LTV), for our best-qualified customers. Your rate may be higher depending on your property LTV, credit score, property type, purpose of the loan and other possible factors. Maximum loan amount is $453,100 for a single-family property. Rates are subject to change without notice.

** APR - Annual Percentage Rate. Terms and rates also available for 7, 10 and 15 years at lower rates. No application fees, closing cost, points or attorney fees. Maximum loan amount is $300,000 to 80% LTV and $500,000 to 60% LTV.  Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence. Rates are subject to change without notice.

*** Conforming jumbo rates available for loans that exceed conforming limits and are for amounts up to $729,750 depending on property location. Please call for details.

Mortgage Markets CUSO, LLC NMLS #157939
Waterbury Teacher's Federal Credit Union NMLS#447351
Equal Housing Lender

Contact us at 860.454.4252