Nutmeg State Financial Credit Union

Welcome to Nutmeg State Financial Credit Union's Mortgage Quick Apply Powered by Mortgage Markets CUSO!


Nutmeg State Financial Credit Union's Mortgage Quick Apply is via a strategic partnership with Mortgage Markets CUSO. Mortgage Quick Apply is the fastest way to start your application and have a personalized Mortgage Consultant help guide you to the best mortgage products and services designed for your specific loan needs. Whether you are purchasing or refinancing your mortgage, your personalized Mortgage Consultant will walk you through each step of the mortgage process.


Mortgage products and services include:

  • Traditional Fannie Mae & Freddie Mac 10-30 year loans
  • Home Ready and Home Possible home buyer products
  • Federal (FHA) and Connecticut (CHFA) Housing Finance products
  • Rural Development loans
  • VA loans
  • Adjustable ARM’s
  • Jumbo’s

We offer a variety of purchase and refinance mortgages with terms up to 30 years and amount financed (loan to value) up to 100%. Whether you are buying your first home, moving to your dream home, or refinancing a current mortgage, we can help.  

Mortgage Rates  (rates as of 4/3/2020)

Term Percent Financed Rate Points APR
30 Year Fixed - Purchases Up to 97% 3.125% 0 3.18%*
30 Year Fixed - Refinances Up to 95% 3.125% 0 3.18%*
15 Year Fixed - With high LTV options Up to 97% 2.75% 0 2.84%*
20 Year Fixed rates  Up to 80% 3.00% 0 3.07%**
FHA, CHFA, VA and USDA Up to 100% Market rates    
5/1 Year ARM Up to 90% 2.75% 0 3.05%*
7/1 Year ARM Up to 90% 2.75% 0 3.00%*
10/1 Year ARM Up to 90% 2.75% 0 2.95%*
30 Year Fixed Conforming Jumbo*** Up to 90% Market rates    
15 Year Fixed Conforming Jumbo*** Up to 90% Market rates    


Fill out my online form.

Apply Now With Our Full Application And Get Pre-Approved Today!            

Nutmeg State Financial Credit Union's partnership with Mortgage Markets CUSO will provide you with:

  • Low mortgage rates!
  • Guaranteed low closing cost
  • FHA/CHFA/USDA options for home buyers
  • Second homes, 1-4 family investment properties and out of state financing available
  • Dedicated Connecticut mortgage advisors to guide you through the entire home loan process


Completing and submitting this secure form (SSL) is not considered a loan application, a loan approval or a commitment to lend.

* APR - Annual Percentage Rate.  The rates and APRs shown are “As Low As” and based on a purchase or rate and term refinance of an owner occupied, single family residence, with 60% Loan-to-Value (LTV), for our best-qualified customers. Your rate may be higher depending on your property LTV, credit score, property type, purpose of the loan and other possible factors.  Maximum loan amount is $453,100 for a single-family property. Rates are subject to change without notice.

** APR - Annual Percentage Rate.  Terms and rates also available for 7, 10 and 15 years at lower rates.  No application fees, closing cost, points or attorney fees.  Maximum loan amount is $300,000 to 80% LTV and $500,000 to 60% LTV.  Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence. Rates are subject to change without notice.

*** Conforming jumbo rates available for loans that exceed conforming limits and are for amounts up to $729,750 depending on property location. Please call for details.

Mortgage Markets CUSO NMLS #157939

Nutmeg State Financial Credit Union NMLS #637816
Equal Housing Lender